|
Property
Type
|
Credit
|
1
yr Fixed
|
2
yr Fixed
|
3
Yr Fixed
|
LTV
C/O
Re-Fi
|
LTV
Purchase
|
Margin
WSJ
Prime
Plus
|
|
Type A
Multifamily,
Office, Retail, Warehouse, Mixed Use, Condo Office/Warehouse
(30 year
term adjustable)
|
700 or
higher
|
9.99%
|
10.75%
|
10.99%
|
75%
|
75-80%*
|
2.50
|
|
650 – 700
|
10.50%
|
11.25%
|
11.5%
|
70%
|
75%
|
3.00
|
|
625-650
|
10.99%
|
11.75%
|
11.99%
|
70%
|
70-75%
|
3.50
|
|
600-625
|
11.50%
|
12.25%
|
12.50%
|
65%
|
70%
|
4.00
|
|
550-600
|
11.99%
|
12.75%
|
12.99%
|
60%
|
65%
|
4.50
|
|
Type B
Bar/Restaurant,
Auto, Convenience Store, Hotel, Day Care, Single Use Property,
Excess
Land
(25 year
term adjustable)
|
700 or
higher
|
10.50%
|
11.25%
|
11.50%
|
70%
|
70-75%
|
3.00
|
|
650-700
|
10.99%
|
11.75%
|
11.99%
|
65%
|
70%
|
3.50
|
|
625-650
|
11.50%
|
12.25%
|
12.50%
|
65%
|
65-70%
|
4.00
|
|
600-625
|
11.99%
|
12.75%
|
12.99%
|
60%
|
65%
|
4.50
|
|
RATES AND TERMS SUBJECT TO CHANGE WITHOUT NOTICE
|
